How can I balance access to cash and security with yield?
Money market funds provide daily liquidity with high security of capital, while targeting market cash rates. We offer holistic cash management solutions to global clients as a core capability.
Investing in partnership
We manage significant amounts of liquidity for our parent group. This translates into a stable cash base with consistent flows, which we manage conservatively alongside third-party investors.
Delivering liquidity at scale
Our scale means we can accommodate the most significant of cash movements in our domestic markets. Our funds always operate with high liquidity, meaning we can meet major cash-flows with ease.
Committed to client experience
We provide a high quality client experience. We provide our investors with a range of educational material, thought leadership content and events. We also actively engage with regulators on fund policy for the benefit of our investors.
Managing cash through the cycle
We have decades of experience managing liquidity funds. Having navigated multiple market crises successfully, we are confident we can deliver for our clients in any market conditions.
Our range of cash management solutions
Our cash management solutions can help investors meet their risk and return objectives. Our wide range of money market funds can be an efficient tool for operating and reserve cash balances.
Figure 1: Cash management solutions
Target refers to manager's target and is not an objective of the strategy. Past performance is not a reliable indicator of future performance.
Source: Aviva Investors, as at 31 March 2024.
Not all funds are available in all jurisdictions. For information about SFDR ratings, please visit our EU Sustainable Finance Disclosure Regulation (SFDR) webpage.
Explore fund performance and key data
Find the latest prices and performance data in our fund centre via the links below. If you have any questions, please contact our distribution team.
Aviva Investors Euro Liquidity Fund
A regulated money market fund providing diversified exposure to banks and other entities in a highly stable and liquid format. Suitable for operating cash needs and targeting €STR.
Aviva Investors US Dollar Liquidity Fund
A regulated money market fund providing diversified exposure to banks and other entities in a highly stable and liquid format. Suitable for operating cash needs and targeting SOFR.
Understanding money market funds
Testing the water: The regulatory outlook for liquidity funds
The Financial Conduct Authority has proposed material changes to money market funds. We look into the implications for investors.
Rates, regulation and the dash for cash: The outlook for liquidity investors in 2024
Rates at decade highs. A “likely” recession which refuses to materialise. The next 12 months presents liquidity investors with something of a conundrum.
Cash management solutions: Brochure
A range of pooled and bespoke investment solutions designed to meet your liquidity management needs.
Liquidity insights
Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.
-
US election 2024: Some initial thoughts from our fund managers
6 Nov 2024
Aviva Investors fund managers Edward Hutchings, Liam Spillane and Max Burns offer their initial thoughts on what the US election means for financial markets.
-
Bond Voyage: A journey into fixed income
4 Nov 2024
This month, our fixed-income investment teams discuss US elections, IMF meetings, US versus European high yield, managing declining rates for cash, and what the future might hold in store for gilts.
-
An ABS renaissance? Why it may be time for insurers to reconsider asset-backed securities
2 Sep 2024
Securitisation performs a vital role in capital markets and asset-backed securities have historically been a core holding for insurance companies. This article revisits the investment thesis for ABS and explores why the stage may be set for something of a renaissance.
-
Liquidity optimisation for insurers: Building a bespoke portfolio solution
9 Jul 2024
In the third part of our liquidity optimisation series, we look at how bespoke liquidity portfolios that take into account the interplay between different assets can suit the needs of insurers.
-
Finding the right blend: Optimising asset allocation in liquidity pools
5 Jul 2024
In the second part of our new article series on liquidity optimisation, Alastair Sewell investigates how investors can find the right mix of assets for their liquidity pools.
-
A bigger splash: How much liquidity do I need?
1 Jul 2024
The importance of holding liquidity is well understood by large institutions. But how much is enough? In the first part of our new article series on liquidity optimisation, Alastair Sewell investigates the key considerations for different investor types.
-
Testing the water: The regulatory outlook for liquidity funds
4 Apr 2024
The Financial Conduct Authority has proposed material changes to money market funds. We look into the implications for investors.
-
Rates, regulation and the dash for cash: The outlook for liquidity investors in 2024
10 Jan 2024
Alastair Sewell answers the seven key questions on the minds of liquidity investors heading into 2024.
-
Three, two, one…Cash returns set for lift-off
7 Sep 2023
With interest rates set to remain higher for longer and inflation gradually falling, money market funds can offer investors a way to access positive real yields on cash, says Alastair Sewell.
-
Better late than never: European Commission constructive on money market funds
23 Aug 2023
After the European Commission released its long-awaited assessment report on European money market fund regulation, Alastair Sewell discusses the main implications for investors.
-
Cash is king (again): Higher rates spurring interest in money market funds
19 Jul 2023
Members of Aviva Investors’ liquidity team explain why rising global interest rates and problems in the US banking sector are fuelling demand for money market funds.
-
Opportunities in cash: Our 2023 liquidity outlook
24 Jan 2023
Our liquidity team give their take on what the challenging market environment means for positioning in 2023.
-
Time to rethink collateral cash
13 Dec 2022
In this Q&A, Alastair Sewell explains why investors need to urgently rethink their approaches to collateral cash management.
-
Nothing happened, twice: Addressing the key questions on recent volatility for sterling money market fund investors
10 Nov 2022
After the volatility that rocked UK markets in recent weeks, Alastair Sewell reflects on how this impacted money market funds and what’s next.
-
European money market fund reform: Preparing for change
15 Sep 2022
European regulators are set to introduce significant reforms to money market funds. Investors need to be ready, says Alastair Sewell.
House View
No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.
Key risks
For further information on the risks and risk profiles of our funds, please refer to the relevant KIID and Prospectus.
Money market risk
These strategies invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer. This is not a guaranteed investment, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.
Investment risk and currency risk
The value and income from an investment can go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.
Dedicated distribution team
Meet our dedicated liquidity distribution team.
Tony Callcott
Global Head of Liquidity Client Solutions
Beth Jones
Senior Sales Director, Liquidity – Global Financial Institutions
Tarek Smili
Sales Director, Liquidity - EU Corporates
Explore other liquidity solutions
Liquidity
Our fully developed suite of liquidity products can help investors meet various risk and return objectives as part of operational, core and strategic cash holdings.
Liquidity optimisation
Our liquidity optimisation funds and bespoke mandates provide diversified fixed-income exposure while consuming limited regulatory capital.