Why Aviva Investors for multi-asset funds?
We provide investors with confidence in their investment decisions and outcomes. With decades of experience in multi-asset investing, we are established experts at creating and managing diversified multi-asset fund solutions. We organise our whole business around our investors – the outcomes they want and the values they hold. We bring broad and deep asset management experience across all major asset classes, with a focus on risk management, combining our insurance heritage and investment capabilities.
Multi-asset funds quarterly update
Head of Multi-Asset Funds, Sunhil Krishnan answers key questions about market conditions and how they impact asset allocation decisions in our MAF Core and Plus funds. This video is available for you to share and discuss with your clients.
Our unique proposition
Multi-asset expertise
We have been trusted to manage multi-asset solutions for nearly 50 years, with a multi-asset investment team of 45+ people managing assets of over £107 billion today.
Great value
We aim to give clients great outcomes at a competitive cost. We offer transparency on our performance through stated fund benchmarks.
Explore the Aviva Investors Multi-asset fund ranges
MAF Core
A simple multi-asset investing solution that invests in Growth and Defensive assets. The asset mix for each MAF Core fund is reviewed by the investment team on a quarterly basis.
MAF Plus
A comprehensive multi-asset investing solution that invests in Growth, Defensive and Alternative assets. Each MAF Plus fund benefits from day-to-day portfolio management.
MAF Sustainable Stewardship
Risk-profiled multi-asset portfolios with a focus on sustainable investment linked to our three pillars: Social, Climate and Nature.
MAF Income
An actively-managed global multi-asset fund that aims to pay a monthly income while growing your clients’ money over the long-term.
Download our Range in Brief
For additional information on our MAF funds, download our Range in Brief.
Where to invest in Aviva Investors Multi-asset fund ranges
Ask the Fund Manager
A weekly series where multi-asset fund managers give their view on the latest market events, in less than five minutes.
Key risks
For further information on the risks and risk profiles of our funds, please refer to the relevant KIID and Prospectus.
Investment risk
The value of an investment and any income from it can go down as well as up and can fluctuate in response to changes in currency and exchange rates. Investors may not get back the original amount invested.
Emerging markets risk
The funds invest in emerging markets; these markets may be volatile and carry higher risk than developed markets.
Derivatives risk
The funds use derivatives; these can be complex and highly volatile. Derivatives may not perform as expected, which means the funds may suffer significant losses.
Currency risk
The fund is exposed to different currencies. Derivatives are used to minimise, but may not always eliminate, the impact of movements in currency exchange rates.
Sustainable investing risk
The level of sustainability risk to which the Fund is exposed, and therefore the value of its investments, may fluctuate depending on the investment opportunities identified by the Investment Manager. Investing based on sustainability criteria may limit investment choices and performance may not align with funds with a broader investment policy.
Credit risk
Bond values are affected by changes in interest rates and the bond issuer's creditworthiness. Bonds that offer the potential for a higher income typically have a greater risk of default.
Green, Social and Sustainability Bonds risk
These bonds have a smaller market size and can be more volatile and less liquid than established bond markets.
Collective investment risk
Investing in any type of collective investment involves certain risks and limitations that you would not face if investing in markets directly, including the risk of delay in liquidating your investment.
Equities risk
Equities can lose value rapidly, can remain at low prices indefinitely, and generally involve higher risks — especially market risk — than bonds or money market instruments. Bankruptcy or other financial restructuring can cause the issuer's equities to lose most or all of their value.
Winds of change: The importance of a strategic asset allocation in multi-asset funds
When market conditions change, solid foundations are paramount for multi-asset funds. Strategic asset allocation, diversification and risk management are key building blocks to help deliver consistent returns.
Multi-asset views
-
Beyond bonds: Finding diversification in an era of higher rates volatility
27 Nov 2024
Bond markets are jumpy once again following recent political developments. Rising deficits and renewed inflation risk mean bond market volatility, and with it the search for alternative sources of portfolio diversification, looks to be here to stay.
-
Rethinking retirement: Five trends redefining financial advisers’ retirement planning
31 Oct 2024
Retirement today looks quite different from previous generations. With longer life expectancy, fluctuating market conditions and higher costs of living, planning for it has become increasingly complex. In this article, we explore five reasons why financial advisers should rethink retirement to help clients secure their financial future.
-
When risks collide: The case for diversifying via liquid alternatives
23 Oct 2024
A growing number of investors are turning to alternatives to boost portfolio diversification, with the events of 2022 still fresh in their mind. In this article we look at why increased uncertainty over the future path of the stock-bond correlation, means this trend may persist.
-
Multi-asset allocation views: Where next for markets after the summer storms?
9 Oct 2024
Volatility returned to markets in the third quarter of the year. While the short-term drivers are not unduly worrying, Sunil Krishnan argues multi-asset investors will need to be watchful over the medium term.
-
Winds of change: The importance of a strategic asset allocation in multi-asset funds
4 Oct 2024
When market conditions change, solid foundations are paramount for multi-asset funds. Strategic asset allocation, diversification and risk management are key building blocks to help deliver consistent returns.
-
Pounds, pence and chocolate bars: Three idioms to live by when investing for children
3 Sep 2024
Investing on behalf of your children can be a great way to give them a head start in life. But in an uncertain market environment, and with myriad investment options out there, it can be difficult to know where to start. In this article, Dominique Ellis, CFA, offers some key pointers.
-
Survival of the fittest: Resilience, persistence and AIMS Target Return
7 Aug 2024
Aviva Investors’ Multi-Strategy Target Return managers talk about why their strategy has survived where others have failed, the lessons they have learned and why enhancements to their investment process in 2018 have been paying dividends.
-
A new chapter: Time to prepare for the next phase of the real estate cycle
17 Jul 2024
David Hedalen and Jonathan Bayfield from our real assets research team highlight data that shows real estate markets in the UK and Europe may be on the brink of an important shift.
-
Multi-asset allocation views: Three faces of reflation
6 Jun 2024
Reflation – another word for increasing economic activity, with an undertone that inflation isn't consistently falling – has been the dominant theme for investors so far in 2024. Sunil Krishnan explores how it is affecting bonds, equities and commodities.
-
Tech’s tightening grip: What rising US stock concentration means for equity investors
8 Apr 2024
Soaring technology share prices have driven US stock market concentration to unprecedented levels and pushed the US market to a record premium relative to other markets. While both trends could persist, investors need to be aware of the implications, argues Joao Toniato.
-
Heading for a soft landing? A Q&A with Peter Fitzgerald and Ian Pizer
14 Feb 2024
The managers of the AIMS Target Return strategy explain why equities look to be a better option than bonds given growing expectations the US central bank has engineered a “soft landing”.
-
Elections, rates, AI and China: Four disruptive themes shaping the multi-asset outlook
14 Dec 2023
Sunil Krishnan highlights the key themes for multi-asset investors to monitor in 2024.
-
Softly does it? A Q&A with Peter Fitzgerald and Ian Pizer
24 Oct 2023
The managers of the AIMS Target Return strategy explain why the prospects for a range of asset classes suddenly look much brighter.
-
China versus the West:The ongoing rise of economic nationalism
2 Oct 2023
The US and China continue to trade blows as each side looks to limit the other’s access to vital products. With industrial policies also making a comeback, companies are having to navigate a rapidly changing business environment. We look at the key implications for investors.
-
Multi-asset allocation views: Cutting through the noise
27 Sep 2023
Financial markets have hit the headlines several times in recent weeks. Sunil Krishnan explains how taking a long-term view can help multi-asset investors cut through the noise.
-
Multi-asset allocation views: Cutting through the noise
26 Sep 2023
Issues around US tech, China, US Treasuries and Japanese monetary policy have hit the headlines in recent weeks. Sunil Krishnan explains how taking a long-term view can help multi-asset investors cut through the noise.
-
What happened in November: Multi-asset portfolio commentary November 2024
Our investment experts unpick the investment implications of a month in which political developments dominated markets. They assess what it all means for multi-asset portfolios and what might lie ahead.
-
What happened in October: Multi-asset portfolio commentary October 2024
Our investment experts highlight the key events in October – bond market underperformance, equity market volatility and the UK Budget – discuss their impact on multi-asset portfolios and share what investors might expect in the coming months.
-
What happened in Q3: Multi-asset portfolio commentary for Q3 2024
Our investment experts highlight the key events of the third quarter – market volatility, interest rate cuts and China’s new stimulus package – discuss their impact on multi-asset portfolios MAF Core and MAF Plus and share what investors might expect in the coming months.
-
What happened in August: Multi-asset portfolio commentary for August 2024
Our multi-asset investment experts review August’s markets and the impact they have on multi-asset portfolios, as well as what investors can expect going forward.
Targets and outcomes are not guaranteed and may not be achieved.