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Liquidity means more than just cash and government bonds. By diversifying across liquidity sub-asset classes investors can build robust portfolios with attractive returns while maximising regulatory capital efficiency.
Liquidity
We invest in liquid securities across markets and geographies. By actively diversifying we deliver robust liquidity.
Capital preservation
We allocate to the highest credit quality securities, minimising the likelihood of drawdown during period of market stress.
Stable returns above cash
By accessing the broadest possible liquidity opportunity set we aim to generate incrementally higher returns than cash.
Optimise your liquidity
We can help investors build optimal liquidity portfolios by diversifying cash allocations across the liquidity sub-asset classes, maximising regulatory capital efficiency and potentially delivering higher yields than cash.
Past performance is not a reliable indicator of future performance.
Source: Aviva Investors, as at 31 March 2024.
Find the latest prices and performance data in our fund centre via the links below. If you have any questions, please contact our distribution team.
A differentiated fund providing high-quality credit spread exposure, resulting in a liquid, capital efficient product with no duration risk or ABS exposure.
Invests in high credit quality fixed income securities rated between AAA and A.
Provides diversified access to SSAs and covered bonds, while maintaining high liquidity.
Capital efficient by isolating credit spread risk only through hedging and investing in capital efficient securities
An ultra-short duration bond fund offering capital efficient securitised asset exposure, which may translate into excess returns over cash.
Rated AAAf by Fitch Ratings, driven by the high credit quality of the securities held.
Provides diversified access to covered bonds and securitised assets, while maintaining high liquidity.
Capital efficient by focussing on low duration exposure to simple, transparent and standardised securitisations
Sovereigns, supranationals and agencies are some of the most liquid fixed income instruments in the world. They typically carry high ratings and may benefit from low capital charges. The SSA opportunity set is substantial and enables diversification across geographies and currencies.
Covered bonds are debt obligations issued by banks backed by a “cover pool”, usually of mortgages. Because of this extra layer of protection - sometimes referred to as dual recourse - covered bonds are typically rated AAA and benefit from low capital charges.
Asset-backed securities (ABS) are securities issued by standalone vehicles (known as SPVs), backed by pools of underlying assets. Highly rated ABS can offer materially higher yields than comparably rated securities. When issued in the simple, transparent and standardised (STS) format, these bonds attract lower capital charges for insurers.
A holistic liquidity solution providing access to potentially stable returns above cash in a liquid, diversified format.
A first step out of cash through an ultra-short duration bond strategy aiming to deliver enhanced returns while providing liquidity and capital efficiency.
Investment thinking that brings together the collective insight of Aviva Investors’ teams from across the globe on the key themes influencing markets.
29 Nov 2024
The ReturnPlus strategy invests in a broad range of liquidity sub-asset classes, while consuming limited regulatory capital. Our ReturnPlus team explains why investors should consider an allocation to the strategy.
6 Nov 2024
Aviva Investors fund managers Edward Hutchings, Liam Spillane and Max Burns offer their initial thoughts on what the US election means for financial markets.
4 Nov 2024
This month, our fixed-income investment teams discuss US elections, IMF meetings, US versus European high yield, managing declining rates for cash, and what the future might hold in store for gilts.
2 Sep 2024
Securitisation performs a vital role in capital markets and asset-backed securities have historically been a core holding for insurance companies. This article revisits the investment thesis for ABS and explores why the stage may be set for something of a renaissance.
9 Jul 2024
In the third part of our liquidity optimisation series, we look at how bespoke liquidity portfolios that take into account the interplay between different assets can suit the needs of insurers.
5 Jul 2024
In the second part of our new article series on liquidity optimisation, Alastair Sewell investigates how investors can find the right mix of assets for their liquidity pools.
1 Jul 2024
The importance of holding liquidity is well understood by large institutions. But how much is enough? In the first part of our new article series on liquidity optimisation, Alastair Sewell investigates the key considerations for different investor types.
4 Apr 2024
The Financial Conduct Authority has proposed material changes to money market funds. We look into the implications for investors.
10 Jan 2024
Alastair Sewell answers the seven key questions on the minds of liquidity investors heading into 2024.
7 Sep 2023
With interest rates set to remain higher for longer and inflation gradually falling, money market funds can offer investors a way to access positive real yields on cash, says Alastair Sewell.
23 Aug 2023
After the European Commission released its long-awaited assessment report on European money market fund regulation, Alastair Sewell discusses the main implications for investors.
19 Jul 2023
Members of Aviva Investors’ liquidity team explain why rising global interest rates and problems in the US banking sector are fuelling demand for money market funds.
24 Jan 2023
Our liquidity team give their take on what the challenging market environment means for positioning in 2023.
13 Dec 2022
In this Q&A, Alastair Sewell explains why investors need to urgently rethink their approaches to collateral cash management.
10 Nov 2022
After the volatility that rocked UK markets in recent weeks, Alastair Sewell reflects on how this impacted money market funds and what’s next.
15 Sep 2022
European regulators are set to introduce significant reforms to money market funds. Investors need to be ready, says Alastair Sewell.
No one can predict the future. But our quarterly House View sets out the collective wisdom of our investment teams on the current state of global markets – and where they might be heading.
Learn about the investment thesis for asset-backed securities and why the stage is set for something of a revival.
For further information on the risks and risk profiles of our funds, please refer to the relevant KIID and Prospectus.
Money market risk
These strategies invest in money market instruments such as short term bank debt, the market prices/value of which can rise as well as fall on a daily basis. Their values are affected by changes in interest rates, inflation and any decline in creditworthiness of the issuer. This is not a guaranteed investment, an investment in a Money Market Fund is different from an investment in deposits and can fluctuate in price meaning you may not get back the original amount you invested. This investment does not rely on external support for guaranteeing liquidity or stabilising the NAV per unit or share. The risk of loss of the principal is to be borne by the investor.
Investment risk and currency risk
The value and income from an investment can go down as well as up. This will cause the value of your investment to fall as well as rise. There is no guarantee that the fund will achieve its objective and you may get back less than you originally invested.
Meet our dedicated liquidity distribution team.
Global Head of Liquidity Client Solutions
Client Solutions Director
Business Development Manager, Insurance
Our fully developed suite of liquidity products can help investors meet various risk and return objectives as part of operational, core and strategic cash holdings.
Cash management solutions that provide an accessible, diversified and yield-generative home for your cash.
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